EasyFinance.in
Personal Loan Family

FREEDOM TO DO WHAT MATTERS

Personal Loan
Options, Made Simple.

Explore personal loan options and get assistance with eligibility, documentation and the application process.

For your
personal needs

Simple
application process

Multiple
lending options

Expert
guidance

Check Your Home Loan Options

Tell us a few details and we'll help you explore suitable home loan options.

₹
₹
₹
₹
+91
Your information is safe with us.

Since

2007

100,000+

Customers Assisted

160+

Lending Partners

Pan-India

Loan Assistance

Helping Families Across India

We work with a wide network of banks and NBFCs.

What is a Personal Loan?

A personal loan is an unsecured loan that can be used for a wide range of personal financial needs. It does not require you to provide any collateral and is repaid through easy monthly instalments (EMIS) over a fixed tenure.

Attractive Interest Rates

Long Tenure

Higher Loan Amounts

Tax Benefits* (As per applicable laws)

Why Consider a Personal Loan?

A Personal laon can help you manage important expenses without dipping into your savings.

Medical Emergencies

Medical Emergencies

Home Renovation

Home Renovation

Wedding Expenses

Wedding Expenses

Travel & Vacations

Travel & Vacations

Education

Education

Other Personal Needs

Other Personal Needs

Who Can Apply?

Salaried and self-employed individuals, subject to lender criteria.

Salaried Individuals

  • Employees in private or public sector
  • Minimum income as per lender policy
  • Stable work profile

Self-Employed Individuals

  • Business owners, professionals
  • Minimum income as per lender policy
  • Stable business vintage

General Eligibility Criteria

  • Age: Typically 21 to 60/65 years
  • Minimum income as per lender policy
  • Stable employment or business profile
  • Good credit history (CIBIL score)
  • Meeting lender-specific criteria

Documents Required

Documents may vary by lender.

Identity Proof

Aadhaar, PAN, Passport, etc.

Address Proof

Utility bill, Aadhaar, etc.

Income Proof

Salary slips / ITR / Bank statements

Property Documents

Agreement, Title deed, etc.

personal_pan_card_new

Personal Loan EMI Calculator

Plan your repayments with our quick Emi calculator.

₹50,00,000
8.5%
20 Years

Estimated EMI

₹34,713

Per Month

How It Works

Your loan journey in 4 step.

01
Share Your Requirement

Tell us what you need and provide basic details.

02
Understand Your Options

Our team helps you identify relevant lending options.

03
Apply & Complete Documentation

Get assistance with the application and documents.

04
Sanction & Disbursement

The lender processes the application and, if approved, completes disbursement.

Factors That Affect Eligibility

Your may depend on:

Income and Repayment Capacity
Age and Employment Profile
CIBIL Score /Credit History
Loan-to-Value (LTV) Ratio
Existing Loans / EMIs
Stability of Income
Property Location and Type
Lender-specific Criteria

Frequently Asked Questions

Get answers to common questions about home loans.

View All FAQs →
What is a Personal Loan?
A Personal Loan is generally an unsecured loan that can be used for eligible personal requirements. The loan amount, interest rate, tenure and other terms depend on the lending partner and the applicant's profile.
Who can apply for a Personal Loan?
Eligible salaried employees, self-employed individuals and professionals can apply for a Personal Loan, subject to the lending partner's eligibility criteria.
How much Personal Loan can I get?
The eligible loan amount depends on factors such as income, employment or business profile, credit history, existing financial obligations, repayment capacity and the lending partner's policies.
Does my credit score affect Personal Loan approval?
Yes. Credit history and credit score may be considered as part of the lending partner's credit assessment. However, credit score is only one of several factors considered.
Can I apply for a Personal Loan if I already have an existing loan?
Yes, you may submit an enquiry. The lending partner may evaluate your existing obligations, income, repayment history and overall repayment capacity before making a decision.
How long does Personal Loan approval take?
Processing time varies depending on the lending partner, applicant profile, document availability and verification requirements.
What documents are required for a Personal Loan?
Depending on the lending partner and your profile, you may be asked to provide:

Ready to Explore Your Personal Loan Options?

Tell us what you need. Our loan advisor will help you understand the next steps.

No Obligation
Expert Guidance
Secure Information