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Mortgage Loan /
Loan Against Property Bigger Possibilities.
Explore loan against property options with expert guidance
Higher
Loan Amount
Competitive
Interest Rates
Flexible
Tenure
Use for Multiple
Business or Personal Needs
Find Business Loan Options
Tell us a few details and we'll help you explore suitable business loan options.
Since
2007
100,000+
Customers Assisted
160+
Lending Partners
Pan-India
Loan Assistance
Trusted by Business Owners Across India
From small businesses to growing enterprises, we help you find the right funding options.
What is a Loan Against Property (LAP)?
A loan against property (LAP) is a secured loan where you can avail funds by pledging your residential, commercial, or other eligible property. The loan can be used for business expansion, working capital, personal needs, education, medical expenses and more.
Flexible Loan Amount
Multiple Lending Options
Competitive Interest Rates
Guidance at Every Step
What Can You Use a Mortgage Loan For?
A LAP can be used for a wide range of personal and business needs, including:
Business Expansion
Fund your growth plans
Working Capital
Manage day-to-day business needs
Education
Support higher education expenses.
Medical
Purchase stock and raw materials.
Other Personal Needs
Use funds for any legtimate purpose.
LAP EMI Calculator
Plan your repayments with our quick calculator.
Eligible Property Types
Subject to lender policy, eligible properties typically inclues:
Residential Property
Self-occupied or rented residential property.
commercial Property
office,shop, commercial, space
Plot/ Land
Residential or commercial land.
Industrial Property
Factory, warehouse or industrial space..
Who Can Apply?
We work with a wide range of business profiles, including:
Salaried Individuals
.Employees in private or public sector
.Minimum income as per lender policy
.stable work profile
Self-Employed Individuals
.Business Owners, professionals
.Minimum income as per lender policy
.Stable bussiness vintage
Documents Required
Documents may vary by business type and lender.
Identity Proof
Aadhaar, PAN, etc.
Business Proof
Registration, GST, etc.
Financial Documents
ITR, Balance Sheet, P&L
Bank Statements
Latest 6-12 months
Address Proof
Utility bill, Rent agreement, etc.
General Eligibility Criteria
- Age: Typically 21 to 65 years
- Minimum business vintage (varies)
- Stable operations and income
- Satisfactory credit (CIBIL score)
- Minimum annual turnover
- Meeting lender-specific criteria
Factors That Affect Eligibility
Your eligibility may depend on:
Your Business Loan Journey in 4 Simple Steps
From enquiry to disbursement, we're with you at every step.
01
Share Your Requirement
Tell us about your business and funding needs.
02
Understand Your Options
Our team helps you identify suitable lending options.
03
Apply & Documentation
Get assistance with the application and documents.
04
Sanction & Disbursement
The lender processes the application and completes disbursement.
Factors That Affect Eligibility
Your eligibility may depend on:
Frequently Asked Questions
Get answers to common questions about business loans.
What is a Mortgage Loan?
What types of property can be used as security for a Mortgage Loan?
How much Mortgage Loan can I get against my property?
Can I get a Mortgage Loan against a residential property?
What documents are required for a Mortgage Loan?
Can I get a Mortgage Loan against a commercial property?
What can I use a Mortgage Loan for?
Does the property need to be valued before a Mortgage Loan is approved?
Does a Mortgage Loan require legal verification of the property?
Can I get a Mortgage Loan if I already have a loan against the property?
What happens if I do not repay a Mortgage Loan?
Ready to Take Your Business to the Next Level?
Tell us what you need. Our business loan experts will help you explore the best options.