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A Better Tomorrow Begins At Home

Your Home.
Your Future.
Made Easier.

Explore home loan options with assistance on eligibility, documentation and the application process.

Buy a
Home

Build a
Home

Home
Improvement

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Transfer

Check Your Home Loan Options

Tell us a few details and we'll help you explore suitable home loan options.

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Since

2007

100,000+

Customers Assisted

160+

Lending Partners

Pan-India

Loan Assistance

Helping Families Across India

We work with a wide network of banks and NBFCs.

What is a Home Loan?

A home loan is a secured loan that helps you purchase, construct or renovate a residential property. The loan is repaid in easy monthly instalments (EMIs) over a fixed tenure, and the property acts as collateral for the loan.

Attractive Interest Rates

Long Tenure

Higher Loan Amounts

Tax Benefits* (As per applicable laws)

What Are You Planning?

Choose the option that best fits your need.

Buy a Home

Buy a Home

Purchase a ready-to-move or under-construction home

Build a Home

Build a Home

Finance the construction of your dream home

Improve Your Home

Improve Your Home

Renovation, extension or home improvement

Transfer Your Existing Home Loan

Transfer Your Existing Home Loan

Switch to a better rate and lower your EMI

Who Can Apply?

Salaried and self-employed individuals, subject to lender criteria.

Salaried Individuals

  • Employees in private or public sector
  • Minimum income as per lender policy
  • Stable work profile

Self-Employed Individuals

  • Business owners, professionals
  • Minimum income as per lender policy
  • Stable business vintage

Home Loan EMI Calculator

Plan your home loan with our quick calculator.

₹50,00,000
₹10,00,000
₹40,00,000
8.5%
20 Years

Estimated EMI

₹34,713

Total Interest:₹43,31,103
Total Repayment:₹83,31,103
View Detailed Calculator →

Home Loan Eligibility (General Criteria)

  • Age: Typically 21 to 60/65 years
  • Minimum income as per lender policy
  • Stable employment or business profile
  • Good credit history (CIBIL score)
  • Property should meet lender's criteria

Documents Required

Documents may vary by lender.

Identity Proof

Aadhaar, PAN, Passport, etc.

Address Proof

Utility bill, Aadhaar, etc.

Income Proof

Salary slips / ITR / Bank statements

Property Documents

Agreement, Title deed, etc.

Down Payment & Loan Planning

A higher down payment can reduce your loan amount and EMI.

Planning

Typical LTV

Up to 75% - 90% (varies by lender)

Plan Your Down Payment

Typically 10% - 25% of property value

Consider Additional Costs

Registration, stamp duty, legal, etc.

Your Home Loan Journey in 4 Simple Steps

From enquiry to disbursement, we're with you at every step.

01
Share Your Requirement

Tell us about your home buying plans and provide basic details.

02
Understand Your Options

Our team helps you identify suitable lending options.

03
Apply & Complete Documentation

Get assistance with the application and required documents.

04
Sanction & Disbursement

The lender processes the application and, if approved, completes disbursement.

Factors That Affect Eligibility

Your home loan eligibility may depend on:

Income and Repayment Capacity
Age and Employment Profile
CIBIL Score / Credit History
Loan-to-Value (LTV) Ratio
Existing Loans / EMIs
Stability of Income
Property Location and Type
Lender-specific Criteria

Frequently Asked Questions

Get answers to common questions about home loans.

View All FAQs →
What is a Home Loan?
A Home Loan is financing provided by a lending institution to help eligible customers purchase, construct or, depending on the product, improve a residential property.The exact purpose and terms depend on the lending partner and loan product.
Who can apply for a Home Loan?
Salaried employees, self-employed individuals and eligible professionals may apply for a Home Loan, subject to the lending partner's eligibility criteria.
Can I apply for a Home Loan to purchase a new property?
Yes. Eligible customers can explore Home Loan options for purchasing an eligible residential property, subject to property and borrower assessment by the lending partner.
Can I get a Home Loan for an under-construction property?
Some lending partners may offer loans for eligible under-construction properties. The property, builder, construction stage and documentation may be evaluated before approval.
Can I get a Home Loan for construction of a house?
Depending on the lending partner and product, financing may be available for construction of a residential property on eligible land.
Can I get a Home Loan for renovation or home improvement?
Some lending partners offer products or facilities for eligible home renovation or improvement requirements. Availability depends on the lender's policy.
How much Home Loan can I get?
The eligible Home Loan amount depends on factors such as income, repayment capacity, credit profile, existing obligations, property value, property type and the lending partner's policies.
What documents are required for a Home Loan?
Depending on your profile and property, you may need:
Does my credit score affect Home Loan approval?
Yes. Credit history and credit score may be considered by the lending partner along with income, repayment capacity, existing obligations, property details and other factors.
What is the interest rate on a Home Loan?
The applicable interest rate depends on the lending partner, loan product, borrower profile, loan amount, tenure and other applicable factors.
What is the tenure of a Home Loan?
Home Loan tenure varies depending on the lending partner, borrower's age, income, loan amount and applicable policy.
Can I apply for a Home Loan with a co-applicant?
Depending on the lending partner's policy, eligible family members or other permitted applicants may be included as co-applicants.A co-applicant's income and credit profile may be considered as part of the loan assessment.
Home Loan Expert

Ready to Make Your Home a Reality?

Get expert guidance on home loan options.